EXPERIENCED PARAPLANNER
Location: CENTRAL MANCHESTER
Salary: UP TO £55,000
We are seeking a highly organised and technically skilled Paraplanner to join our clients growing financial planning team. This role is ideal for someone with a strong foundation in financial planning, excellent analytical skills, and the ability to work collaboratively to produce high-quality, compliant client documentation.


Key Responsibilities
*Ensure all work is completed in line with company processes and procedures.
*Assist in creating financial planning solutions aligned with client objectives, including income strategies and inheritance tax (IHT) planning.
*Prepare suitability reports for ISAs, GIAs, and pensions.
*Complete client review work within required timescales.
*Analyse client investment portfolios and prepare supporting documentation for review meetings.
*Draft post-review summary letters and update Intelligent Office (iO) accurately.
*Collaborate with advisers and support staff to maintain target service levels.
*Attend technical seminars, investment meetings, and internal paraplanner sessions.
*Conduct research on suitable providers and investment products.
*Communicate professionally with clients as required.
*Maintain an up-to-date CPD record.
*Undertake other reasonable duties as required.


Knowledge & Experience
*Knowledge of ISAs, GIAs, pensions (including SIPP & SSAS), and onshore/offshore bonds.
*Understanding of pension withdrawal options (PCLS, UFPLS, Flexi-Access Drawdown).
*Experience with personal and business protection products.
*Familiarity with tapered annual allowance, pension carry forward, and investment bond chargeable event calculations.
*Experience with product transfers/switches and investment-based trusts.
*Ability to build cashflow models and analyse tax implications (income tax, dividend tax, CGT, IHT).
*Knowledge of tax planning products (VCT, EIS, AIM) and other tax reliefs.
*Experience handling probate and divorce-related financial planning.
*Understanding of different investment types, including discretionary managed portfolios.
*Awareness of compliance requirements and regulatory standards.


Skills Required
*Strong attention to detail and accuracy.
*Excellent report writing skills (grammar, spelling, clarity).
*Organised, with strong time-management skills and ability to prioritise multiple tasks.
*Analytical mindset with the ability to interpret data and statistics.
*Initiative to discuss alternative strategies with advisers when appropriate.
*Proactive, enthusiastic, and committed to ongoing development.
*Proficient in Outlook, Word, Excel, and other relevant software.
*Strong interpersonal and communication skills; able to work independently and as part of a team.


NJR16305


Please note: Due to a high volume of applications, if your CV does not reflect the essential requirements, or you answer ’no’ to key screening questions, we may not be able to contact you.