An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid basis (please note that initial training in the office is expected as is 1-2 days a month for team building purposes and attendance when business needs arise).
They are flexible in terms of experience The salary range is very broad (ranging between £35k and £45k) and is dependent on the level of experience and mandates.
Key responsibilities include:
*Handle dealer enquiries professionally via phone and email.
*Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
*Manage deferred applications by following up promptly and thoroughly.
*Assess referred finance proposals within delegated authority; escalate when needed.
*Interpret financial statements to make informed credit decisions.
*Investigate CIFAS alerts diligently and escalate potential fraud cases.
*Proactively flag operational issues and suggest practical solutions.
*Meet departmental KPIs and service standards.
*Collaborate across departments to support operational goals.
*Contribute flexibly to team tasks as required.
*Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
*Actively safeguard the business against fraud and financial risk.
To be considered for this role, you must have:
*Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered.
*A keen eye for detail
*Strong communication skills
*A pro-active attitude
*The ability to work well in a team and independently
*Be a forward-thinking problem solver
The successful candidates will be rewarded with a competitive salary, excellent career progression and potential bonus.