Compliance Analyst – Payments


Location
City of London
Salary
£40–55k plus healthy benefits and stock options
Overview
My client is seeking a detail-oriented Compliance Analyst to deliver monitoring reviews in line with the established compliance monitoring programme and annual monitoring plan, with a primary focus on audits, regulatory compliance, and process governance. The Compliance Analyst will play a key role in ensuring payment activities operate within regulatory and internal control expectations.
Key Responsibilities
*Support internal, external, and regulatory audits related to payments (e.g. sanctions, payments, FX, AML / CTF, consumer protection and operational compliance).
*Apply structured, evidence-based testing and maintain clear audit trails for all reviews, acting in the capacity of a trusted Compliance Analyst.
*Act as a primary point of contact for audit requests, including evidence collection, walkthroughs, and response coordination.
*Track audit findings, remediation plans, and corrective actions through to closure.
*Prepare audit-ready documentation, including policies, procedures, control narratives, and process flows.
Compliance & Control Management
*Monitor compliance with payment-related regulations, card network rules, and industry standards, providing oversight expected of an experienced Compliance Analyst.
*Assist in the design, implementation, and testing of controls across payment processes.
*Perform periodic control testing and risk assessments to identify gaps or weaknesses.
*Support issue management by documenting root causes and recommending sustainable remediation.
*Document end-to-end payment processes, including controls, systems, handoffs, and decision points.
*Maintain and update policies, procedures, and standard operating documents to reflect regulatory and operational changes.
*Partner with operations, product, risk, and technology teams to embed compliance requirements into payment workflows.
*Identify opportunities to streamline processes while maintaining strong compliance and control standards.
Reporting & Governance
*Prepare compliance metrics, audit status updates, and management reports.
*Support governance forums by providing updates on audit activity, control health, and regulatory readiness, ensuring senior stakeholders receive clear insight from the Compliance Analyst function.
Ideal Background
*2–4 years of experience in compliance, audit, risk, or controls within payments, financial services, or fintech.
*Experience in payments, FX, e-money, fintech, or another fast-moving, regulated environment.
*Understanding of UK regulatory frameworks.
*Strong documentation skills with the ability to translate complex processes into clear, structured materials.
*Familiarity with risk-based monitoring or assurance methodologies is a plus but not essential.
*Strong attention to detail with a structured, methodical approach to work.
*Compliance Analyst who is able to document findings and explain issues in a concise, practical way.
*Experience working cross-functionally with operations, engineering, and risk teams.
Skills & Competencies
*Audit readiness and regulatory mindset
*Process analysis and control design
*Clear written and verbal communication
*Stakeholder coordination and follow-through
*Problem-solving with a pragmatic, risk-based approach