Underwriting Team Manager – Buy to Let & Residential

Specialist Lending | Hybrid | Senior Leadership Role


Our client, a growing specialist mortgage lender, is looking for an experienced Underwriting Team Manager to lead its mortgage processing and underwriting function.
This is a hands-on leadership role. You’ll manage performance, own workflow and still operate as a Senior Underwriter, approving cases within mandate.
If you understand BTL, Residential lending, credit risk and specialist underwriting — and you’re confident leading a team — this is a serious opportunity.


The Role

You will:
*Lead and develop the Underwriting & Mortgage Processing teams
*Conduct 1-2-1s, performance management and productivity oversight
*Manage pipeline allocation and service levels
*Underwrite and approve Buy to Let and Residential mortgage applications
*Complete 2nd reviews on team cases
*Ensure lending aligns with credit risk policy, compliance and regulation
*Own departmental processes and continuous improvement
*Support MI reporting and operational strategy
*Liaise with compliance and third-party servicing partners
This is a key role in maintaining underwriting quality, governance and customer outcomes.


What You’ll Need

Essential:
*Strong experience in Mortgage Underwriting (BTL and/or Residential)
*Experience managing or mentoring underwriting or case management teams
*In-depth understanding of credit risk, lending policy and compliance
*Ability to operate within mandate and justify decisions clearly
Desirable:
*Specialist lending experience
*Exposure to intermediary-led mortgage models
*Experience improving underwriting processes or systems


What’s On Offer

*Bonus scheme (up to 10%)
*Hybrid working (3 days from home)
*Private medical insurance
*Life cover (4x salary)
*25 days annual leave + bank holidays + Christmas closure
*Pension
*Clear progression within a scaling lender


If you’re currently a Senior Underwriter, Underwriting Manager or Mortgage Operations Manager and want real ownership in a specialist lending environment — this is worth a conversation.