Prudential Risk Manager
Financial Services - Short term loans
Cardiff


An opportunity for an experienced Prudential Risk professional to join a financial services organisation in a second line of defence role. You will work closely with senior risk and finance stakeholders to provide oversight and challenge across capital, stress testing and regulatory requirements.
Key responsibilities:
*Provide second line oversight of prudential risks and capital management.
*Review and challenge financial models used for forecasting, capital planning, ICAAP and Recovery Planning.
*Run sensitivity analysis and provide clear insights and recommendations.
*Support review of ICAAP, Recovery and Resolution Planning and regulatory submissions.
*Interpret prudential regulation and challenge first line rule interpretations and regulatory reporting.
*Assess the prudential impact of new products, strategy and business change.
*Review controls, policies and frameworks relating to financial risk and capital planning.
*Build effective relationships while providing constructive challenge.
Skills and experience:
*Prudential risk or regulatory experience within banking, consultancy or a regulator.
*Strong knowledge of capital and prudential regulation.
*Experience reviewing or challenging financial models.
*Strong Excel or Google Sheets skills.
*Analytical, proactive and comfortable working independently.
*Able to explain complex topics clearly and build strong stakeholder relationships.
About you:
*Commercially minded and analytical.
*Comfortable working across capital, stress testing and regulatory deliverables.
*Enjoys challenging assumptions and applying regulation pragmatically.
*Curious, collaborative and confident providing second line oversight.
Benefits:
*Hybrid working (min 3 days office per week)
*Private Medical Insurance
*Dental cover
*Pension 8% employer – 4% employee
*Critical Illness Insurance
*Group Income Protection
*Gym membership
*Car parking
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