Second Charge Mortgage Advisor
Location: Cheadle
Salary: £32,000 per annum, rising to £35,000 once CAS is achieved


The Opportunity
We are seeking an experienced Mortgage Advisor specialising in second charge lending to join a growing and dynamic team. This is a target-driven, customer-focused role where you will deliver professional, compliant advice while ensuring an exceptional client journey from initial enquiry through to completion.


This role is ideal for advisers who are confident managing their own pipeline and committed to achieving the best outcomes for every client.


Key Responsibilities
*Provide professional second charge mortgage advice in line with FCA regulations
*Deliver suitable recommendations based on each client’s financial circumstances
*Ensure a first-class customer journey, maximising satisfaction and conversion
*Conduct thorough fact-finds to understand client needs and objectives
*Clearly explain second charge options, lender criteria, and product features
*Manage your own diary, pipeline, and lender relationships effectively
*Maintain accurate and compliant records within required timeframes
*Keep up to date with industry changes, lending criteria, and product developments
*Meet individual and team performance targets
*Resolve customer queries efficiently and professionally
*Embed Treating Customers Fairly (TCF) principles into all interactions
*Represent the business professionally and uphold company values
*Attend internal and external meetings where required


Essential Requirements
*CeMAP Level 3 (or equivalent) – required
*Experience in mortgage advice, ideally within second charge or specialist lending
*Strong understanding of FCA regulations and compliant sales processes
*Proven ability to meet or exceed performance targets
*Excellent communication and customer service skills
*Strong attention to detail and organisational ability


Desirable Skills
*Previous experience in second charge or specialist lending
*Experience working in a fast-paced, target-driven environment
*Strong knowledge of lender panels and criteria
*Familiarity with CRM and mortgage sourcing systems


Benefits
*Health Cash Plan
*Access to free therapy sessions
*Gym membership
*Free tea and coffee facilities
*Weekly fresh fruit deliveries
*On-site parking
*Quarterly events and incentives
*Excellent progression opportunities


Apply today via NJR Recruitment or call quoting the reference NJR16487
Please note: Due to a high volume of applications, if your CV does not reflect the essential requirements, or you answer ’no’ to key screening questions, we may not be able to contact you.