Buy to Let Underwriter
Kent
£35-42k
Hybrid after probation


We are looking for a BTL Underwriter, for a well established Kent based lender, who can underwrite mortgage applications accurately, consistently, and in line with lending criteria.
Responsibilities:
*Underwrite mortgage applications to a high standard
*Interpret Credit data, financial statements, and supporting documents
*Assess income and complete case types, including Standard properties, Multi-unit (MUP) properties, HMO’s, Expats, foreign nationals, Trading Limited companies, SPVs and Holiday lets
*Provide clear, well reasoned decisions, including referrals to senior mandate holders or Credit Committee
* Manage and prioritise a personal pipeline, meeting service levels and supporting colleagues when needed
*Communicate professionally with brokers, valuers, and external stakeholders, providing accurate updates and guidance.
Essential skills and experience
*Strong Understanding of the Mortgage process and the wider Mortgage market.
* Preferably 2 years’ underwriting experience, ideally within Buy-to-Let Residential
* Proven ability to assess complex cases with high attention to detail and sound judgement
*Excellent written and verbal communication skills.
*Strong analytical, planning and problem-solving skills