Credit Risk Analyst
  • England,London,City of London
  • Full Time, Permanent
  • £45,000 - £50,000 per annum
Job Description:
Credit Risk Analyst


£45,000-£50,000


London + hybrid working (3-4 days per week in the office)


Harnham are working with a fast growing UK lender in the secured and unsecured lending space, hiring a Credit Risk Analyst to support their next phase of growth. This is a great opportunity for an early career analyst to join a business launching new products and scaling rapidly.
THE COMPANY*A high growth UK lending scale-up offering innovative consumer credit products.
*Recently reached profitability and now entering a major expansion phase, including the launch of a new unsecured loan product.
*Operates in a fast paced, low bureaucracy environment where analysts can make a real impact.
THE ROLE
This role sits within a growing credit risk function and will focus on shaping acquisition strategies, underwriting policy and supporting the launch of new lending products. You’ll work across a broad variety of projects within credit risk, with the opportunity to develop modelling and decisioning skills.Specifically, you can expect to be involved in:*Developing and optimising credit strategies for new customer acquisition.
*Working on origination, scoring cut-offs and accept/decline policies.
*Enhancing and maintaining decision engine logic.
*Contributing to credit modelling and wider analytics where appropriate.
*Using data to support improvements across the full credit life cycle.
YOUR SKILLS AND EXPERIENCE*1-2 years’ experience in credit risk, financial services analytics, or similar data-driven environments.
*Experience working with customer or credit data to generate insight.
*Familiarity with credit strategy, policy, scoring, MI or portfolio analytics.
*Strong SQL skills (essential).
*Python and data visualisation tools beneficial.
THE BENEFITS
*Opportunity to have real influence in a small, high growth team.
*Strong progression potential with clear internal development pathways.
*Exposure to a wide range of credit products and analytics projects.
*Fast-moving environment with the ability to implement change quickly.
THE PROCESS*Initial 30-minute interview with HR.
*30-minute interview with a senior member of the credit team.
*Final in-person stage including a short case-study discussion and meeting with senior leadership.


HOW TO APPLY
Please register your interest via the apply link on this page.
Job number 3471161

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Company Details:
Harnham - Data & Analytics Recruitment
Company size: 250–499 employees
Industry: Recruitment Consultancy
Harnham are the global leaders in Data & Analytics recruitment.Harnham provides specialist Data & Analytics recruitment staffing services and talent s...
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