Relationship Manager – Real Estate Finance (Associate / VP)
Ref: MY47254


A leading Japanese bank is seeking a Relationship Manager (Associate / VP level) specialising in Real Estate Finance to join its London office.
This role will focus on real estate lending to Japanese and international clients, combining relationship management, business development, and credit/risk oversight. The successful candidate will play a key role in expanding the bank’s real estate finance portfolio in the UK and Europe.
Japanese speaking ability is not essential but highly advantageous.


Salary: £70,000 – £100,000 per year (depending on experience) + performance-based bonus
Working Hours: Monday to Friday, 9:00 – 17:00
Start Date: ASAP
Location: London
WORK STYLE: Hybrid – currently two days remote, three days in the office (subject to change)
Visa support: Yes


Key Responsibilities
Relationship Management & Business Development
*Serve as a Relationship Manager for Japanese, Asian, and international corporate clients, particularly in the real estate sector
*Identify potential clients and new business opportunities
*Identify and originate new real estate lending opportunities (development finance, acquisitions, investment loans)


Real Estate Finance & Deal Execution
*Structure and execute real estate financing transactions
*Negotiate loan terms, including pricing, covenants, and conditions
*Conduct financial analysis and assess project feasibility
*Coordinate internal approvals and documentation processes


Risk Management & Monitoring
*Conduct due diligence on borrowers, projects, and assets
*Monitor loan performance, project progress, and repayment schedules
*Ensure asset quality through appropriate credit risk management
*Implement risk mitigation strategies


Compliance & Reporting
*Ensure compliance with UK/EU regulations, AML/KYC requirements
*Prepare internal reports for senior management and headquarters
*Collaborate with internal stakeholders across departments and regions


Requirements
*3+ years of experience in real estate finance / property lending in the UK
*Strong knowledge of UK real estate market and lending practices
*Experience in corporate banking, structured finance, or credit analysis
*Understanding of financial regulations, AML, and compliance
*Excellent financial modelling and analytical skills
*Strong communication and negotiation skills


Visa support may be considered depending on experience.


*When contacting us, please include the job reference number (Ref: MY47254) at the top of your message.


If your application is successful, you will be contacted within two business days.
We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs.