Senior Analyst, BCB Modelling
Leeds Wellington Place
Full time


Posted Today
151853
End Date

Wednesday 22 April 2026
Salary Range

£53,073 - £58,970
We support flexible working - click here for more information on flexible working options
Flexible Working Options

Flexibility in when hours are worked, Hybrid Working, Job Share, Reduced Hours
Job Description Summary

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Job Description
JOB TITLE: Senior Analyst, BCB Modelling
SALARY: £53,073 - £58,970
LOCATIONS: Leeds, Edinburgh or Newport
HOURS: Full-time
WORKING PATTERN : Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.
What you’ll be doing
Sitting within our Risk function, Risk Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Credit Decisioning and Impairment models within the Business Banking and Commercial book of the Group.
We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.
Working as part of a team to develop and maintain a range of complex Credit Risk models, the role provides the opportunity to:
*Play a key role in delivering sophisticated statistical modelling solutions to drive decision making across Risk.

*Use software tools such as SAS, Python and Excel to manipulate large datasets and to build, validate and analyse the performance of a range of predictive models.

*Work accurately, with an eye for detail and in line with established methodologies.

*Think about data differently, using it to really understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making.

*Build relationships with business partners across the organisation to understand requirements and develop effective modelling and analytical solutions.

*Contribute to the development of the Risk Science team, sharing learning and knowledge and participating in team initiatives to build positive team culture.

Why join us?
Join us and, give us your best and we’ll give you ours. Here, you’ll make a difference to customers, you’ll enjoy a fulfilling career where you’re free to be yourself. Great colleagues, amazing workspaces, hybrid working and huge career opportunities-you’ll find them all here.
What we’re looking for?
We’ll help you reach your full potential, meet your career aspirations, and really make a difference as you embark on a career with excellent development and progression opportunities.
*Minimum of 18 months experience delivering analytics in a credit risk setting.

*Demonstrable understanding of the credit risk model development process.

*Experience using credit risk models e.g. to drive decisions or within a reporting context.

*A strong applied knowledge of statistical modelling e.g. regression or decision trees.

*Proficient in a coding language (e.g. SQL, SAS, Python) to manipulate data and produce insight using predictive analytics techniques. Training and support will be provided for the specific tools required for the role.

*Ability to present techniques & findings in a clear, visual manner to support senior business partners decision making, including non-technical colleagues.

*Experience delivering projects as an individual or as part of a wider team

And any experience of these would be great
*Practical experience in operational, capital or impairment credit-risk modelling techniques and methods is desirable.

*Prior experience mentoring / coaching junior colleagues is desirable.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you:
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
*A generous pension contribution of up to 15%

*An annual performance-related bonus

*Share schemes including free shares

*Benefits you can adapt to your lifestyle, such as discounted shopping

*28 days’ holiday, with bank holidays on top

*A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you’ll learn and thrive? Apply today and find out more.
At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.
We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
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