Full job descriptionTreasury Analyst | Fintech & Digital BankingLiquidity • IRRBB • Balance Sheet Strategy
A high-growth fintech transforming modern banking infrastructure is looking for a commercially driven Treasury Analyst to join its expanding Treasury function.
This is an opportunity to work in a highly visible role across liquidity, funding, balance sheet optimisation, and IRRBB within a fast-scaling digital banking environment. You’ll partner closely with Treasury, Finance, Risk, FP&A, and Data teams to support strategic decision-making and drive treasury innovation through analytics and automation.

The RoleYou’ll play a key role in supporting the firm’s treasury and balance sheet strategy, delivering insight across liquidity risk, funding, hedging, and interest rate risk in the banking book (IRRBB).
Key responsibilities include:
*Managing daily liquidity monitoring, cash positioning, and funding activities
*Supporting ALM and balance sheet management initiatives
*Delivering IRRBB analysis including gap analysis, stress testing, and NII/EVE sensitivity modelling
*Producing treasury MI, forecasting, and regulatory reporting
*Analysing deposit behaviour, product pricing, and funding trends
*Supporting liquidity stress testing, contingency funding planning, and regulatory requirements including LCR and NSFR
*Enhancing treasury analytics, dashboards, and automation using SQL, Python, Power BI, or Tableau
*Collaborating with senior stakeholders across Finance, Risk, and Treasury functions

About You*Experience within Treasury, ALM, Liquidity Risk, Balance Sheet Management, or Market Risk
*Strong understanding of liquidity management, IRRBB, FTP, and treasury risk frameworks
*Knowledge of Basel III, PRA, and broader regulatory expectations
*Advanced Excel and analytical capabilities
*Exposure to SQL, Python, VBA, or treasury systems preferred
*Commercial mindset with strong communication and stakeholder management skills
*Comfortable operating within a fast-paced fintech or digital banking environment

Why Join?*High-impact role with exposure to senior leadership and strategic treasury initiatives
*Opportunity to shape treasury capability within a scaling fintech business
*Strong analytical and data-driven culture
*Excellent progression opportunities within a growing organisation
*Competitive salary, bonus, and equity potential
*Flexible hybrid working environment

Ideal BackgroundThis role would suit candidates coming from:
*Banking Treasury
*ALM / Balance Sheet Management
*Liquidity Risk
*Treasury Consulting
*Fintech or Digital Banking Treasury functions
*Market Risk with treasury exposure