Full job descriptionBridging Finance Underwriter

Salary: Up to £55,000 + Bonus
Location: Altrincham
Office Based: Monday to Friday


Bridging Finance Underwriter

Are you an experienced Bridging Finance Underwriter looking for more autonomy, greater exposure to complex cases and the opportunity to work closely with brokers from application through to completion?
We’re working with an established specialist lender seeking a Bridging Finance Underwriter to join their growing underwriting team in Altrincham.
This is an excellent opportunity for an underwriter who enjoys assessing deals, making lending decisions and working in a fast-paced environment where no two cases are the same.

The Role

As a Bridging Finance Underwriter, you will be responsible for managing loan applications from initial assessment through to credit approval and completion.
Working closely with brokers, valuers, solicitors and internal stakeholders, you’ll assess the strength of each proposal, identify risks and structure deals that meet both customer needs and lending policy.
Key Responsibilities*Underwrite bridging finance applications from initial review through to completion.
*Assess borrower suitability, exit strategies, security properties and overall deal viability.
*Analyse credit reports, valuations, bank statements and supporting documentation.
*Structure lending proposals and make informed lending recommendations.
*Liaise directly with brokers to discuss cases and obtain additional information where required.
*Work closely with solicitors, valuers and third parties to progress applications efficiently.
*Ensure all lending decisions are compliant with company policy and regulatory requirements.
*Identify and escalate higher-risk cases where appropriate.
*Maintain accurate records and case notes throughout the underwriting process.
*Support the business in delivering excellent service levels and turnaround times.

About You

To be considered for this Bridging Finance Underwriter position, you’ll ideally have:
*Experience underwriting bridging finance cases.
*A strong understanding of property-backed lending.
*Experience assessing complex transactions and exit strategies.
*The ability to analyse financial information and identify key lending risks.
*Strong communication skills and confidence speaking with brokers and introducers.
*Excellent organisational skills and attention to detail.
*A commercial mindset with the ability to balance risk and opportunity.
Candidates with experience as a:
*Bridging Finance Underwriter
*Senior Underwriter
*Mortgage Underwriter
*Property Finance Underwriter
*Specialist Lending Underwriter
*Development Finance Underwriter
will all be considered.

What’s On Offer?*Salary up to £55,000
*Performance-related bonus
*Career progression opportunities
*Exposure to a wide variety of lending scenarios
*Supportive and collaborative team environment
*Growing specialist lender with ambitious plans
*Modern offices in Altrincham

About the CompanyOur client is a well-established specialist property lender with a strong reputation for service, speed and common-sense underwriting.
With a growing loan book and ambitious plans for the future, they offer a fantastic opportunity for an experienced Bridging Finance Underwriter to join a successful team and play a key role in the next stage of their growth.