Full job description Responsibilities
*Lead proposition governance and ensure smooth running of the Proposition Governance Committee; produce and present key papers
*Own reporting of client fair value metrics and Consumer Duty outcomes; produce the annual holistic Client Fair Value Assessment
*Maintain a client-centric end-to-end proposition delivering fair value and preventing foreseeable harm
*Define clear market positioning and differentiation aligned to corporate strategy
*Partner with senior leaders to evolve the proposition to enhance client outcomes, competitiveness and commercial performance
*Enhance proposition MI and reporting to identify risks, enable swift escalation and mitigate client harm
*Interpret complex data to inform proposition decisions; act as trusted adviser to executive leadership
*Lead impact assessments for industry, competitor and regulatory change; oversee actions to closure
*Ensure alignment with internal governance frameworks and evolving regulatory expectations
*Manage third-party relationships, including significant outsource service providers
Requirements
*Extensive experience in wealth management and financial planning, including competitor awareness
*Proven end-to-end proposition management and oversight within wealth management
*Deep understanding of mass affluent financial planning products, client advice journeys, governance and reporting
*Strong knowledge of the UK wealth and asset management regulatory landscape, with emphasis on the Consumer Duty
*Advanced commercial and analytical capability; adept with complex data