Full job descriptionNicholas Howard are delighted to be recruiting for a Mortgage Underwriter.
If you’re someone who enjoys making sound lending decisions, building trusted broker relationships and balancing commercial thinking with risk, we’d love to hear from you.
Key Accountabilities:
*Enter and update borrower data on Fusion lending platform.
*Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
*Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
*Provide concise and accurate updates to brokers.
*Proactively chase brokers for outstanding requirements.
*Ensure all underwriting is in line with Company policy and within regulation.
*Ensure that all cases are Underwritten within the Groups Risk appetite.
*Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
*Maintaining a pipeline of cases, overseeing cases from inception through to completion.
*Maintain broker relationships that are integral to the growth for WOSL.
*All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
Skills & Competencies:
*Ability to work as part of a team.
*Pass internal competency tests post induction.
*High attention to detail.
*Good written and verbal communication skills.
Knowledge & Qualifications:
*An understanding of FCA regulation.
*Experienced inUnderwriting 1st and/or 2nd Charge mortgage applications.
*CeMAP (desirable, not essential).
Should you wish to be considered for this position, please apply below.