Full job descriptionMortgage Underwriting Manager
Southern England (hybrid min 1 day each week in the office)
Salary to £60K + excellent benefits and discretionary bonus
Our client is a highly customer focussed financial services provider who are recruiting for a Mortgage Underwriting Manager. You will lead and develop a small underwriting team, ensuring high performance, quality customer outcomes and compliance with credit policy, MCOB/regulatory requirements and SLAs. You will also personally manage complex and specialist mortgage cases. The role has flexibility for office presence just once a week depending on your location and will require office presence more often for the first 2 weeks.
Key responsibilities of the Mortgage Underwriting Manager include:
*Leading and developing a small underwriting team, ensuring strong performance, quality and customer outcomes.
*Personally, handling complex, specialist and out-of-policy mortgage cases.
*Ensuring all lending decisions meet credit policy, MCOB/regulatory requirements and SLA targets.
*Providing technical guidance to underwriters, BDMs, brokers, mortgage advisers and wider business teams.
*Owning and maintaining underwriting processes, policies, quality controls and training.
*Supporting audits, external partners and regulatory requirements.
*Driving process improvement and operational efficiency.
Required skills & experiences:
*Experience as a people manager ideally within a mortgage underwriting environment.
*Strong experience in manual residential mortgage underwriting.
*Comfortable with complex/specialist lending and exercising delegated discretion.
*Strong understanding of credit risk, affordability, income assessment and property risk.
*Strong knowledge of MCOB and mortgage regulations.
This is a great opportunity for an experienced people manager with strong experience in manual mortgage underwriting. You can expect a salary of up to £60k + discretionary bonus, generous pension, cash back health scheme and much more. If this role sounds like the next challenge for you, then we look forward to receiving your application.