Full job descriptionCREDIT STRATEGY ANALYST
London (Hybrid, 3 days in office) | £40,000 - £80,000
Are you looking to join a high-growth fintech where you can shape lending decisions at scale? This is an opportunity to work in a profitable, data-driven business that is expanding across multiple international markets, offering strong progression opportunities for analysts with credit strategy experience.
The Company
They are an established international business with a strong analytical culture and a focus on data-led decision making. The organisation offers the opportunity to work on high-impact projects, collaborate with a range of stakeholders, and contribute to the development of risk strategies across multiple markets.
The Role
Key responsibilities include:
*Developing and enhancing acquisition and underwriting strategies
*Monitoring portfolio performance and identifying opportunities to improve credit outcomes
*Using SQL and analytical techniques to drive strategy decisions
*Supporting approval, limit management, pricing, and exposure management initiatives
*Working closely with risk, analytics, product, and commercial teams to improve lending performance
*Analysing customer and portfolio data to recommend strategy changes
*Contributing to the development of automated credit decisioning processes
Your Skills & Experience
*Experience within Credit Strategy, Credit Risk, or Lending Analytics
*Experience working on acquisition, underwriting, approval, limit management, exposure management, or pricing strategies
*Strong SQL skills
*Experience using data to influence lending and commercial decisions
*Python and Tableau experience would be advantageous
*SME lending experience is beneficial but not essential
What They Offer
*Salary between £40,000 and £80,000 depending on experience and level
*Opportunities at Analyst, Senior Analyst, and Lead Analyst level
*Hybrid working with three days per week in the office
*Exposure to international lending portfolios
*Clear progression within a growing and profitable organisation
*The opportunity to influence key lending strategy decisions in a high-performing business
How to Apply
If you have strong credit strategy experience and advanced SQL skills, apply today to learn more about this opportunity.