Full job description Corporate Banking Credit Analyst (Mandarin speaking)
London
Permanent
£50k
cer Financial are working alongside a bank, who are based in London. They are seeking a Credit Analyst who has had Corporate Banking experience to work with them on a permanent basis.
Responsibilities:
*Conduct credit analysis for corporate borrowers and prepare credit applications for loan approvals.
*Analyse financial statements, cash flows, debt capacity, and credit risks.
*Perform periodic credit reviews of existing borrowers and projects.
*Prepare financial forecasts, stress tests, and valuation models.
*Support corporate client relationship management and participate in client meetings.
*Liaise with credit risk, legal, and business teams to support loan approvals and execution.
The candidate:
*Minimum 2 years’ experience in corporate banking, credit analysis, or risk management.
*Understanding of corporate lending, syndicated and bilateral loans.
*Strong financial statement analysis, credit assessment, and financial modelling skills.
*Ability to independently conduct credit analysis and prepare credit applications.
*Excellent analytical, communication, and stakeholder management skills.
*Bachelor’s degree in Finance, Economics, Accounting, or a related field.
*Mandarin language skills and CFA/ACCA qualifications are advantageous.
*Mandarin speaking.