Full job description*Analyse aged-receivables, debtor and payment data to identify credit and counterparty risk and estimate expected losses.
*Assess liquidity and cash-flow risk, flagging exposures that threaten collection targets or working capital.
*Map operational and process risks in finance workflows (duplicate records, untracked refunds, control gaps) and rate their likelihood and impact.
*Maintain the risk register and recommend mitigation actions with clear owners and deadlines.
Modelling and analytics
*Build statistical models in Python (regression, classification, neural networks) to predict payment default and customer behaviour.
*Run scenario analysis and stress tests on collections, cash flow and bad-debt provisions.
*Develop Power BI risk dashboards tracking KPIs such as debtor days, collection rate, write-offs and exposure by segment.
Risk reporting and forecasting
*Prepare monthly risk and management reports for senior leadership, with variance analysis and recommendations.
*Support budgeting and forecasting by quantifying downside risk to income and collections.
*Reconcile risk data against the ledger to ensure reported figures are accurate.
Compliance, controls and audit
*Monitor compliance with financial regulation and internal control policies.
*Prepare audit-ready evidence for month-end, year-end and external audits, and track remediation of findings.
Process improvement and stakeholder advice
*Design automated controls and validation in Power Apps, SharePoint/Dataverse and Excel.
*Advise budget holders and department heads on risk exposure and recommend policy changes..
Skills and experience requiredEssential
*Relevant experience in finance, banking, technology and customer service.
*Proven credit-risk and debtor analysis: aged-receivables monitoring, collection strategy and recovery tracking.
*Strong reconciliation and month-end/year-end experience, with audit-ready record keeping.
*Quantitative and statistical analysis, including forecasting and budgeting.
*Advanced Excel (lookups, pivot tables, modelling) and Power BI dashboard development.
*Working knowledge of regulatory compliance, audit and due-diligence processes.
*Clear written and verbal communication, able to explain risk findings to non-finance stakeholders.
*The closing date of this position is 15th Nov 2027